Privacy Policy
zenith finance website is owned by zenith finance , which is a data controller of your personal data.
We have adopted this Privacy Policy, which determines how we are processing the information collected by zenith finance, which also provides the reasons why we must collect certain personal data about you. Therefore, you must read this Privacy Policy before using zenith finance website.
We take care of your personal data and undertake to guarantee its confidentiality and security.
Personal information we collect:
When you visit the zenith finance, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the installed cookies on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products you view, what websites or search terms referred you to the Site, and how you interact with the Site. We refer to this automatically-collected information as “Device Information.” Moreover, we might collect the personal data you provide to us (including but not limited to Name, Surname, Address, payment information, etc.) during registration to be able to fulfill the agreement.
Why do we process your data?
Our top priority is customer data security, and, as such, we may process only minimal user data, only as much as it is absolutely necessary to maintain the website. Information collected automatically is used only to identify potential cases of abuse and establish statistical information regarding website usage. This statistical information is not otherwise aggregated in such a way that it would identify any particular user of the system.
You can visit the website without telling us who you are or revealing any information, by which someone could identify you as a specific, identifiable individual. If, however, you wish to use some of the website’s features, or you wish to receive our newsletter or provide other details by filling a form, you may provide personal data to us, such as your email, first name, last name, city of residence, organization, telephone number. You can choose not to provide us with your personal data, but then you may not be able to take advantage of some of the website’s features. For example, you won’t be able to receive our Newsletter or contact us directly from the website. Users who are uncertain about what information is mandatory are welcome to contact us via clearviewfintech@gmail.com.
Your rights:
If you are a European resident, you have the following rights related to your personal data:
The right to be informed.
The right of access.
The right to rectification.
The right to erasure.
The right to restrict processing.
The right to data portability.
The right to object.
Rights in relation to automated decision-making and profiling.
If you would like to exercise this right, please contact us through the contact information below.
Additionally, if you are a European resident, we note that we are processing your information in order to fulfill contracts we might have with you (for example, if you make an order through the Site), or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information might be transferred outside of Europe, including Canada and the United States.
Links to other websites:
Our website may contain links to other websites that are not owned or controlled by us. Please be aware that we are not responsible for such other websites or third parties' privacy practices. We encourage you to be aware when you leave our website and read the privacy statements of each website that may collect personal information.
Information security:
We secure information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use, or disclosure. We keep reasonable administrative, technical, and physical safeguards to protect against unauthorized access, use, modification, and personal data disclosure in its control and custody. However, no data transmission over the Internet or wireless network can be guaranteed.
Legal disclosure:
We will disclose any information we collect, use or receive if required or permitted by law, such as to comply with a subpoena or similar legal process, and when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.
Contact information:
If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to individual rights and your Personal Information, you may send an email to clearviewfintech@gmail.com.
Privacy Policy
Effective Date: 21 MAY 2025
Company Name: Zenith Gold Federation Private Limited
Brand Name: Zenith Finance
1. Overview
This Privacy Policy describes how Zenith Gold Federation Private Limited, operating under the brand Zenith Finance, collects, uses, stores, and protects your personal and financial information when you use our website or mobile application (APK). By accessing our services, you consent to the terms of this Privacy Policy.
2. Information We Collect
We collect the following information from users to assess eligibility and provide micro-loan services:
Full Name
Aadhaar Number
PAN Number
Date of Birth
Mobile Number & Email Address
Residential Address
Employment Information (e.g., salary slips)
Bank Details (e.g., account number, statements)
Address Proof (e.g., electricity bill)
3. How We Use Your Information
Your information is collected strictly for the purpose of:
Verifying your identity and eligibility
Performing credit checks via authorized bureaus (e.g., CIBIL)
Processing your loan application and repayment
Communicating loan status updates and reminders
Ensuring regulatory compliance under RBI/MCA guidelines
4. Data Sharing & Disclosure
We may share your data only with:
Credit Bureaus (e.g., CIBIL) for credit checks and default reporting
Payment processors and banks for disbursement/repayment
Collection agents in case of default
Regulatory authorities if legally required
We do NOT sell or rent your data to any third parties.
5. Data Retention & Deletion
All personal and financial data is securely deleted after the loan account is fully closed and settled.
We do not store user data beyond the required period for audit or compliance purposes.
6. Data Security
We employ industry-standard measures to protect your data:
Secure servers and encrypted storage
Role-based access controls
Regular system audits and backups
OTP and mobile number verification
However, no system is 100% secure. By using our services, you accept this risk.
7. User Rights
You have the right to:
Access or correct your personal data
Withdraw your consent (may impact loan service eligibility)
Request deletion after loan closure
To exercise these rights, contact our grievance officer.
8. Children's Privacy
Our services are intended only for individuals aged 21 years or older. We do not knowingly collect information from minors.
9. Cookies & Tracking
We do not use cookies, browser trackers, or third-party analytics tools. Your web activity is not monitored.
10. Changes to This Policy
We may update this Privacy Policy as needed. Any changes will be posted on this page with the "Effective Date" updated. Continued use of our services implies acceptance.
11. Grievance Officer Contact
Name: Mr. Saurav Jaiswar
Phone: +91 788 812 9343
Address: 2nd Floor, Sector 6, Evershine City, Vasai East, Maharashtra – 401208
Email:ZENITHFINANCE.ONLINE